FAQs

Yes, a cancellation can be done at anytime before the renewal period. What happens if I paid in advance? If you paid your premium in advance and cancel before the end [...]

Your commercial trucking insurance rate is impacted by your personal driving record if you are an owner-operator with a CDL. A professional driver's license means that any accidents or [...]

To ensure adequate coverage, regularly review your policy with your insurance provider, especially when you acquire new equipment or expand your operations. This helps keep your coverage up-to-date and [...]

While a maintenance plan is beneficial for preventing equipment issues, it does not provide financial protection for unexpected breakdowns. Equipment Breakdown Insurance complements maintenance plans by covering the costs [...]

Yes, Equipment Breakdown Insurance often includes coverage for business interruption losses. This means that if your equipment fails and causes a halt in your operations, the policy can help [...]

A warranty typically covers specific parts of equipment for a limited time, focusing on defects or issues arising from manufacturing. In contrast, Equipment Breakdown Insurance provides broader coverage for [...]

Equipment Breakdown Insurance does not cover general wear and tear, maintenance issues, or pre-existing conditions. For example, damage caused by natural disasters, such as floods or earthquakes, is not [...]

While not legally required in all states, having Garage Keepers Insurance is highly recommended for any business that handles customer vehicles. It provides essential protection against financial losses and [...]

Implementing safety measures, such as installing security systems, conducting regular maintenance, and training employees on safety protocols, can help reduce insurance premiums. Additionally, bundling policies and increasing deductibles might [...]

Typically, standard Warehouse Liability Insurance does not cover goods in transit. For this, Inland Marine Insurance is necessary, which covers items transported over land.